Monday, May 26, 2014

What the heck is the complaint with Obamacare?

 I’ve heard a lot of bad things about the ACA, aka, Obamacare. What I don’t understand is this: 
The passage of the ACA guarantees that everyone in the country who has medical insurance, not just those who signed up, but everyone, now has an insurance company that has to prove it’s spending 80 percent of its money on actual health care, not dividends, salaries, advertisements, etc.
No insurance company, whether you have it on your own, through your company, via Obamacare, can turn you down any longer for pre-existing conditions.
No insurance company, whether you have it on your own, through your company, through Obamacare or any other way, can now tell you you’ve used up your lifetime amount of insurance.
No insurance company can cut you off for any reason except not paying your bill. No threat of medical bankruptcy if you can make the payment.
All kids, regardless of how their parents happen to have insurance, can now stay on their parents insurance until they are 26 years old.
In other words, there have been five major, unprecedented changes in how medical insurance is provided to everyone in the United States who has insurance, regardless of how they happen to have it–all of which are benefits that cost nothing to the consumer.
What is the complaint? Everyone, you won. You’re now winners. You were able to complain about Obamacare and still came out a winner. What’s the darned issue? Why are people so angry about getting a better deal? I’ve been trying to figure it out for five years and still can’t see the argument against it.
If I were a democrat running for office, I would crush my opponent on these points alone. There is no rational argument against reining in an out of control industry that was leaving people to die. I would crush my opponents. And if the dems don't do that, if they distance themselves from the brilliance of this, well, they will only have their own sorry asses to blame for their losses in the mid-term elections.


neil said...

There are many complaints. You honed in on some good points, but the bill isn't just one page long :). There is much about the ACA that trounces your freedoms. Did you read all 40,000+ pages? Even if you spent all 5 years reading it, you would still not reach the end. Why? Because it is not entirely written yet. There are references to other bills and laws that are not yet even written :(

In my industry... when you have a system with 85% success rate (where success is defined by having insurance) you don't redesign the ENTIRE system. You patch it. That is the problem everyone has with this monstrous overhaul. Plus... have you ever in your life seen the government run anything properly?

Stop focusing so much on the INTENT of the law. Focus on the RESULTS.

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